Maison Hanoi

Banks

Public Bank Vietnam Ltd

Recommended

Public Bank Vietnam Ltd is a vetted banks partner in our Hanoi network for foreign property buyers.

City
Nationwide
Segment
Premium
Best for
Both expats & locals
Languages
EN · VN

Overview

Public Bank Vietnam Ltd is a wholly-owned subsidiary of Malaysia’s prominent Public Bank Berhad, operating a nationwide network of branches and transaction offices across Vietnam. Known for its solid reputation and conservative, stable growth, the bank serves both individual expatriates and corporate entities. It positions itself as a premium financial partner, offering a comprehensive suite of retail banking services alongside dedicated corporate solutions such as trade finance, foreign exchange, and guarantees.

For international buyers purchasing residential property in Hanoi, the bank provides essential services to facilitate secure transactions. These include specialized home loan packages, multi-currency deposits, international remittances, and bancassurance products. To ensure a seamless experience, affluent clients can access the bank's premium "Red Carpet Banking" service, which features dedicated relationship managers, private banking lounges, and priority processing both locally and across the regional Public Bank network.

Navigating the Vietnamese real estate market as a foreigner requires strict adherence to local foreign exchange and residency regulations. Public Bank Vietnam addresses these complexities by offering dual-language support in English and Vietnamese, helping non-resident buyers manage the legal inflow of funds for property acquisitions. While securing local mortgages as a non-resident remains subject to strict regulatory conditions, the bank's premium positioning and cross-border expertise make it a reliable choice for managing high-value property transactions in Hanoi.

Independent review

Our editorial verdict

2.9/ 5

Editorial score

Strengths

  • +Backed by Public Bank Berhad — Malaysia's second-largest bank by market capitalisation, rated A3 (Moody's) — added balance-sheet strength behind a small Vietnam subsidiary.
  • +One of only a handful of wholly foreign-owned banks licensed in Vietnam, operating continuously in Hanoi since 1992.
  • +Full suite of standard retail products: savings, term deposits, car and housing loans, phone and internet banking.

Watch-outs

  • No dedicated foreign-buyer mortgage programme is publicly advertised, unlike some international peers active in Vietnam.
  • A far smaller branch footprint than Vietcombank, Techcombank or BIDV — only 5 branches in Hanoi.
  • English-language digital banking and foreigner-specific account information are not prominent publicly; confirm English support branch by branch.
Read our full review

Listing based on our internal partner vetting. We publish no contact details — introductions are made on request.

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