Wise

Wise is a globally recognized financial technology company specializing in international money transfers. Headquartered in London, with its European entity, Wise Europe SA, based in Brussels, the platform has built a strong reputation for offering transparent, low-cost cross-border payments. Operating with a mid-market exchange rate model, Wise serves millions of individuals, expatriates, and businesses worldwide. It provides a digital-first, premium-tier alternative to traditional banking, facilitating transfers across more than 160 countries in over 40 currencies.

For foreign buyers and expatriates navigating the residential property market in Hanoi, Wise offers highly practical financial tools. Its multi-currency account allows users to hold and manage funds in major global currencies, such as Euros or US Dollars, and convert them into Vietnamese Dong (VND) when needed. This is particularly useful for managing local property expenses, paying maintenance fees, or handling transaction deposits, as Wise enables direct transfers to individual and business bank accounts in Vietnam. Additionally, the Wise debit card provides expatriates with a seamless way to handle daily expenses and ATM withdrawals locally in Hanoi.

Positioned as a mid-to-premium digital fintech service, Wise is designed to accommodate both personal and business clients, including non-residents who need to move mid-to-large sums of money securely. The platform supports multiple working languages, including English and French, making it highly accessible for European property buyers. Clients also benefit from dedicated customer support and robust security features, ensuring that larger international transfers destined for the Vietnamese real estate sector are processed safely and efficiently.