Maison Hanoi

Banks

CIMB Bank (Vietnam) Ltd logo

CIMB Bank (Vietnam) Ltd

CIMB Bank (Vietnam) Ltd is a vetted banks partner in our Hanoi network for foreign property buyers.

City
Hanoi
Segment
Mass-market
Best for
Both expats & locals
Languages
EN · VN

Overview

CIMB Bank (Vietnam) Ltd is a fully foreign-owned subsidiary of CIMB Group, a leading ASEAN banking group headquartered in Malaysia. Based in Hanoi, the bank operates with a strong digital-first approach, positioning itself primarily as a mass-market retail bank. It serves both local Vietnamese citizens and expatriates, leveraging its regional reputation to offer modern, accessible financial services in a rapidly growing market.

For foreign property buyers and expatriates residing in Hanoi, the bank’s services focus on daily financial management and personal liquidity rather than direct, long-term local real estate mortgages. CIMB Vietnam provides digital deposit accounts, fast domestic transfers, and personal loans. While local mortgage options for non-residents remain highly restricted across Vietnam, expatriates can utilize CIMB’s secure digital accounts to manage the funds, deposits, and international transfers necessary for property transactions and ongoing maintenance costs.

A key advantage for international clients is the bank's digital ecosystem, anchored by the OCTO by CIMB mobile application. The app enables users to manage visa cards, pay bills, and execute fast domestic transfers entirely online. Catering to a diverse clientele, CIMB Vietnam provides services in both English and Vietnamese, making it highly accessible for foreign residents navigating the local financial landscape.

Independent review

Our editorial verdict

2.4/ 5

Editorial score

Strengths

  • +100% foreign-owned bank backed by CIMB Group, a Bursa Malaysia-listed ASEAN banking group operating since 1987
  • +Vietnam head office based in Hanoi rather than Ho Chi Minh City — practically convenient for buyers and residents based in the capital
  • +Digital-first model (OCTO by CIMB app, eKYC onboarding) built for a modern, mobile-led banking experience

Watch-outs

  • Only two physical locations in the entire country — no branch presence outside Hanoi and Ho Chi Minh City
  • Remote digital account opening is built around Vietnamese citizen ID cards, not confirmed to extend to foreign passport holders
  • No dedicated mortgage or home-loan product identified for non-resident foreign buyers
Read our full review

Listing based on our internal partner vetting. We publish no contact details — introductions are made on request.

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